I actually really love the visuals in Chrono Cross. Granted the character designs are a bit hit and miss but I actually loved the choice of putting the story to a tropical setting. I really love the visual cues and the water theme that runs through the world.

The dragons had great designs and most of the major characters had pretty snazzy designs. I commend the Character designer for creating 40+ characters and not have any of them feel glaringly similar.