I couldn't stand the idea of having anything worth $10,000 on my person. I don't even wear my engagement ring when I'm going somewhere ghetto.
Seriously if you get a 10grand engagement ring your husband doesn't need that money. Otherwise it's better spent as a down payment on a house or something.
I expect to not go over 5 grand unless I get a huge raise. [I'm saying I wouldn't need to go over 5g]