Final Fantasy VIII Riddles again

[Rantz]

The armoured steed
Hard to get around the fact
It hurts more than helps

Past guesses: Sleipnir (Odin's horse), Raijin, Gilgamesh, Squall saving Rinoa, BGH251F2, X-ATM092, Train(s), Ragnarok, Balamb Garden, Rental cars

Hints:

• The answer has a primary purpose and what the last line is saying is that, for the most part, it goes against this purpose rather than fulfills it.
• The answer is an unnamed thing, but it's something you see many times in the game. It's significant because it hinders you in a fashion, which is ironic because it's purpose is to help in that same aspect.
• The answer is something physical.
• The answer is a vehicle.